.ip-container{max-width:1200px;margin:0 auto;padding:0 20px}.ip-main{background:#f8fafc;padding:60px 0 80px}.ip-hero{background:linear-gradient(135deg,#1e293b,#334155);padding:80px 0 60px;position:relative;overflow:hidden}.ip-hero.ip-hero--img{background-size:cover;background-position:50%;min-height:480px;display:flex;align-items:center}.ip-hero__overlay{position:absolute;inset:0;background:linear-gradient(180deg,rgba(0,0,0,.4),rgba(0,0,0,.6))}.ip-hero__inner{max-width:1200px;margin:0 auto;padding:0 20px;position:relative;z-index:2;text-align:center}.ip-hero__title{margin:0 0 16px;font-weight:900;letter-spacing:-.5px;font-size:clamp(32px,5vw,52px);color:#ffffff;text-shadow:0 2px 12px rgba(0,0,0,.3)}.ip-hero__subtitle{color:rgba(255,255,255,.9);font-size:18px;max-width:700px;margin:0 auto;line-height:1.6}@media (max-width:768px){.ip-hero.ip-hero--img{min-height:360px}.ip-hero{padding:60px 0 40px}}.ip-content{margin-top:-40px;position:relative;z-index:10}.ip-intro{background:white;padding:32px;border-radius:20px;box-shadow:0 10px 40px rgba(0,0,0,.08);margin-bottom:24px;border:1px solid rgba(0,0,0,.06)}.ip-intro p{margin:0;color:#475569;line-height:1.8;font-size:16px}.ip-policy-section{background:white;padding:40px;border-radius:20px;box-shadow:0 10px 40px rgba(0,0,0,.08);margin-bottom:24px;border:1px solid rgba(0,0,0,.06);transition:all .3s ease}.ip-policy-section:hover{box-shadow:0 20px 50px rgba(0,0,0,.12)}.ip-policy-header{display:flex;align-items:flex-start;gap:16px;margin-bottom:24px;padding-bottom:20px;border-bottom:2px solid #f1f5f9}.ip-policy-number{display:flex;align-items:center;justify-content:center;min-width:48px;height:48px;background:linear-gradient(135deg,#3b82f6,#2563eb);color:white;font-size:20px;font-weight:900;border-radius:12px;box-shadow:0 4px 12px rgba(59,130,246,.3)}.ip-policy-content{display:grid;gap:20px}.ip-subsection{padding:20px;background:#f8fafc;border-radius:12px;border:1px solid #e2e8f0}.ip-subsection-title{margin:0 0 12px;font-size:18px;font-weight:700;color:#1e293b;display:flex;align-items:center;gap:12px}.ip-subsection-num{display:inline-flex;align-items:center;justify-content:center;min-width:36px;height:36px;background:white;color:#3b82f6;font-size:14px;font-weight:800;border-radius:8px;border:2px solid #dbeafe}.ip-subsection-text{margin:0;color:#475569;line-height:1.7;font-size:15px}.ip-list-item{display:flex;gap:12px;align-items:flex-start;padding:16px;background:#f8fafc;border-radius:10px;border-left:3px solid #3b82f6}.ip-arrow{color:#3b82f6;font-size:18px;font-weight:700;margin-top:2px}.ip-list-item p{margin:0;color:#475569;line-height:1.7;flex:1}.ip-text{margin:0;color:#475569;line-height:1.8;font-size:15px}.ip-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:20px;margin-top:24px}.ip-card{background:white;border:1px solid rgba(0,0,0,.06);border-radius:20px;padding:32px;box-shadow:0 10px 40px rgba(0,0,0,.08);transition:all .3s ease}.ip-card:hover{transform:translateY(-4px);box-shadow:0 20px 50px rgba(0,0,0,.12);border-color:rgba(0,0,0,.1)}.ip-card__head{display:flex;flex-direction:column;gap:12px;margin-bottom:16px}.ip-card__text{margin:0;color:#475569;line-height:1.7;font-size:15px}.ip-tag{display:inline-flex;align-items:center;gap:6px;padding:6px 14px;border-radius:999px;font-size:13px;font-weight:700;width:fit-content}.ip-tag--blue{color:#1e40af;background:#dbeafe;border:1px solid #93c5fd}.ip-tag--orange{color:#9a3412;background:#fed7aa;border:1px solid #fdba74}.ip-section{background:white;padding:40px;border-radius:20px;box-shadow:0 10px 40px rgba(0,0,0,.08);margin-top:24px;border:1px solid rgba(0,0,0,.06)}.ip-section__head{margin-bottom:24px}.ip-section__head h2{margin:0 0 8px;font-size:28px;font-weight:800;color:#0f172a}.ip-muted{margin:0;color:#64748b;font-size:15px}.ip-steps{list-style:none;padding:0;margin:0}.ip-step,.ip-steps{display:grid;gap:16px}.ip-step{grid-template-columns:24px 1fr;align-items:flex-start;padding:20px;background:#f8fafc;border-radius:12px;border:1px solid #e2e8f0;transition:all .2s ease}.ip-step:hover{background:#f1f5f9;border-color:#cbd5e1}.ip-step__dot{width:12px;height:12px;border-radius:50%;background:linear-gradient(135deg,#3b82f6,#2563eb);margin-top:6px;box-shadow:0 2px 8px rgba(59,130,246,.4)}.ip-step__body{color:#475569;line-height:1.7;font-size:15px}.ip-section--callout{margin-top:24px}.ip-callout{background:linear-gradient(135deg,#eff6ff,#dbeafe);border:2px solid #93c5fd;border-radius:20px;padding:32px;display:grid;grid-template-columns:auto 1fr;gap:24px;align-items:start}.ip-callout__icon{width:56px;height:56px;border-radius:12px;display:flex;align-items:center;justify-content:center;background:white;border:2px solid #bfdbfe;font-size:28px;flex-shrink:0}.ip-callout__body h3{margin:0 0 12px;font-size:22px;font-weight:800;color:#1e40af}.ip-callout__body p{margin:0;color:#1e40af;line-height:1.7;font-size:15px;font-weight:500}.ip-notes{margin-top:40px;padding:24px;background:#fef9c3;border:2px solid #fde047;border-radius:16px}.ip-note{font-size:14px;color:#854d0e;line-height:1.7;padding:0}@media (max-width:768px){.ip-card,.ip-policy-section,.ip-section{padding:24px}.ip-policy-header{flex-direction:column;gap:12px}.ip-policy-number{min-width:40px;height:40px;font-size:18px}.ip-policy-title{font-size:20px;padding-top:0}.ip-callout{grid-template-columns:1fr;padding:24px}.ip-callout__icon{width:48px;height:48px;font-size:24px}.ip-grid{grid-template-columns:1fr}}.ip-policy-title{font-size:24px;flex:1;padding-top:8px;hyphens:auto}.ip-card__title,.ip-policy-title{margin:0;font-weight:800;color:#0f172a;line-height:1.3;word-break:break-word}.ip-card__title{font-size:22px}